Terms & Conditions

These Terms & Conditions (“Terms”) govern your access to and use of the websites, forms, and communications offered by Service Activation Center (“SAC,” “we,” “us,” “our”). By using our site or submitting a form, you agree to these Terms.

1) Website Use

The content on this site is for general informational and marketing purposes. Any offer of coverage is governed solely by the applicable Vehicle Service Contract (“VSC”) and the declarations page issued for your vehicle. Coverage, benefits, limits, and exclusions are controlled by your executed contract, not by website summaries.

2) Not Insurance / Availability

Vehicle service contracts are not insurance and may not be available in every state. Eligibility varies by make, model, year, mileage, condition, and use. Certain vehicles and commercial uses may be ineligible.

3) Repairs & Pre-Authorization

Most administrators require pre-authorization before repairs begin and use of licensed repair facilities. If OEM parts are unavailable, comparable parts may be used. Failure to obtain pre-authorization may result in denial of a claim under the VSC.

By requesting a quote, you consent to receive communications about your inquiry via email, phone, and SMS, including autodialed or prerecorded messages to the number you provide. Message frequency varies. Message and data rates may apply. Text HELP for help, STOP to cancel. You agree that electronic records and signatures are valid and enforceable to the extent permitted by law.

5) Marketing Disclosures

We aim to present coverage accurately. Statements about coverage level, repair costs, rental benefits, and repair-shop choice must align with the applicable VSC. We do not guarantee savings or outcomes. Always review the full contract.

6) Payments, Cancellations & Refunds

Payment schedules, cancellation rights, and refunds are governed by your VSC and by applicable state law. Many contracts permit an initial cancellation period and pro-rata refunds thereafter (less any claims paid), though specifics vary by administrator and state.

7) Intellectual Property

Site content, trademarks, and logos are owned by SAC or its licensors and protected by law. You may not copy, modify, or distribute content without written consent.

8) Acceptable Use

You agree not to misuse the site, attempt unauthorized access, interfere with operation, or submit unlawful, harmful, or misleading information.

9) Third-Party Links & Tools

Our site may link to third-party sites or tools for quoting, analytics, scheduling, or payments. We are not responsible for third-party content or practices. Review third-party terms and privacy policies before use.

10) Disclaimers; Limitation of Liability

The site is provided “as is.” To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not liable for indirect, incidental, special, consequential, or punitive damages, or lost profits arising from site use. Your exclusive remedy is to stop using the site.

11) Dispute Resolution; Arbitration; Governing Law

Except where prohibited, disputes related to these Terms or the site will be resolved by binding individual arbitration (e.g., AAA rules) rather than in court, and you waive the right to participate in a class action or class-wide arbitration. These Terms are governed by the laws of the state where SAC’s principal office is located, without regard to conflicts of law.

12) Changes to These Terms

We may update these Terms from time to time. Changes are effective when posted. Your continued use of the site after changes means you accept the updated Terms.

13) Contact

Questions about these Terms? Contact Service Activation Center at info@serviceactivationcenter.com or call (888) 404-1458.